Welcome to the Kirkwood Finance Department

We are committed to ensuring the financial well-being of the City of Kirkwood through efficient, transparent, and accessible services. Our team provides essential financial support to residents and businesses, ensuring compliance with local regulations and responsible financial management for our community.

📍 Location: Main Level of City Hall, 139 S Kirkwood Rd, Kirkwood, MO 63122
📞 Contact Us: 314-822-5843 for Utility Billing or 314-984-6944 for Business & Liquor Licensing

Our Services & Resources

• Online Utility Billing: Manage your utility account, view statements, and make secure payments anytime.
• Yard Waste Disposal: Purchase yard waste bags ($12.27 per 5-pack) and yard waste stickers ($2.00 each) at the Finance window in City Hall for easy and compliant disposal.
• City Maps Available: Purchase a City of Kirkwood map for $1 at the Finance window in City Hall.
• Business Licenses: Learn how to apply for a business license, review fee schedules, and access compliance resources.
• Liquor Licenses: Find step-by-step guidance on obtaining and renewing liquor licenses, including application procedures.
• City Tax Rates: Stay informed with up-to-date tax rate information for better financial planning.
• Budgeting & Financial Reporting: Access key information on the City’s budget process, adopted budgets, financial reports, and long-term financial planning with a commitment to transparency and responsible financial management.

Online Utility Billing: Manage Your Account, Your Way

At the Kirkwood Finance Department, we’re making it easier than ever to manage your utility account with our secure and convenient Online Utility Billing system. Whether you’re at home or on the go, you can access your account anytime to stay on top of your bills and payments, all in one easy-to-use platform.

What You Can Do with Online Utility Billing:

• View Your Utility Statements: Access current and past utility bills instantly, so you always have the information you need at your fingertips.

• Make Payments Quickly and Securely: Pay your bills online with a few simple clicks. Choose from flexible payment options like credit card, debit card, or direct bank transfers.

• Set Up Automatic Payments: Simplify your life by enrolling in auto-pay, ensuring your bills are paid on time, every time.

• Sign Up for Paperless Billing: Go green and receive your bills electronically, reducing clutter and your carbon footprint.

• Track Your Usage: Monitor your water, electric, and other utility usage over time to make informed decisions about conserving energy and managing costs.

Why Choose Online Utility Billing?

Our system is designed with you in mind, offering a user-friendly interface and secure payment processing to give you peace of mind. Whether you’re managing multiple accounts or need reminders about upcoming due dates, Online Utility Billing puts you in control.

How to Get Started:

1. Register Your Account: Visit our Online Utility Billing portal to create your profile using your account number.
2. Log In Anytime: Access your account 24/7 from your computer, tablet, or smartphone.
3. Stay in Control: Use features like auto-pay, usage tracking, and email notifications to manage your account with ease.

For step-by-step instructions or assistance with registration, call the Kirkwood Finance Department at 314-822-5843, or visit us on the main level of City Hall at 139 S Kirkwood Rd, 63122.

Click here to log in or sign up for Online Utility Billing today.

Make managing your utilities as easy as turning on the lights—try Online Utility Billing and experience hassle-free account management like never before.

Electric Rate Update Effective November 1, 2025

Electric rates have been updated following completion of a citywide modernization that improves reliability and efficiency across Kirkwood’s power system.

To learn more about these improvements and how they support long-term service reliability:
🔗 Read the Electric System Modernization & Rate FAQ →

Business Licenses: Supporting Your Success in Kirkwood

At the Kirkwood Finance Department, we are here to make starting, managing, or expanding your business as seamless as possible. Whether you’re a new entrepreneur or an established business owner, our Business Licensing team is ready to guide you every step of the way. From application to approval, we simplify the process so you can focus on what matters—your business.

What is a Business License?

A business license is a City-issued authorization that ensures all businesses operating within Kirkwood comply with local regulations and ordinances. It supports public safety, health standards, and equitable commerce in our community.

What We Offer:

• Clear Application Guidance: Learn exactly what you need to apply for a business license, whether you’re a first-time applicant or renewing an existing license.
• Transparent Fee Schedules: Access detailed flat-fee schedules and understand the costs associated with your specific business type.
• Special Licenses: If your business operates in the Special Business District (SBD) or requires unique permits, we’ll walk you through the requirements.
• Expert Support: Have questions? Our team is here to assist with every detail, ensuring a smooth and stress-free licensing process.

Who Needs a Business License?

Any business, large or small, operating within Kirkwood’s City limits is required to obtain a license.

How to Apply for a Business License:

1. Gather Required Information: This may include ownership details, your Federal Employer Identification Number (FEIN), and information about your business activity.
2. Complete the Application: Visit our Business License webpage to download the appropriate forms or stop by City Hall to pick them up in person.
3. Submit Your Application: You can drop off your completed application at City Hall or mail it along with any supporting documents and payment.
4. Receive Your License: Once approved, you’ll receive your official Kirkwood Business License, giving you the green light to start operating.

Specialized Licenses and Resources:

• Flat-Fee Business License Schedule: View a detailed breakdown of fees for various business types.
• Special Business District (SBD) License: If your business operates in the SBD, additional requirements apply.
• Liquor Licenses: If your business plans to serve alcohol, learn how to meet specific liquor licensing requirements.

Why Choose Kirkwood?

Kirkwood’s vibrant community and thriving economy make it an ideal place to grow your business. With a dedicated team to assist you, straightforward processes, and an emphasis on supporting local commerce, we’re committed to helping your business succeed.

Need Help or More Information?

Our team is here to help with any questions about applications, requirements, or renewals. Call us at 314-822-5843 or visit the Finance Department on the main level of City Hall at 139 S Kirkwood Rd, 63122.

Click here to start your Business License application today.

Let us help you make your business vision a reality—because your success is our success.

Liquor Licenses: Helping Your Business Serve Responsibly

At the Kirkwood Finance Department, we’re here to help businesses navigate the process of obtaining and maintaining a liquor license. Whether you’re opening a new restaurant, running a special event, or expanding your offerings, our team is dedicated to making the process clear and straightforward so you can focus on your business.

What is a Liquor License?

A liquor license is required for any business in Kirkwood that plans to sell or serve alcoholic beverages. These licenses ensure compliance with city ordinances and state laws while promoting responsible service within our community.

What We Offer:

• Comprehensive Guidance: Learn about the types of liquor licenses available and which one best suits your business needs.
• Step-by-Step Support: From gathering the required documents to submitting your application, we’re here to guide you through every step of the licensing process.
• Renewals Made Easy: Stay compliant year after year with our clear renewal process and helpful reminders.
• Special Event Licensing: Hosting a one-time event that includes alcohol service? We offer temporary liquor licenses tailored to your specific needs.

Types of Liquor Licenses Available in Kirkwood:

1. Retail by the Drink (on-premises consumption): For restaurants, bars, and venues serving alcohol on-site.
2. Retail by the Package (off-premises consumption): For liquor stores, grocery stores, and other retailers selling packaged alcohol.
3. Temporary Liquor Licenses: For special events, fundraisers, or festivals.
4. Other Specialty Licenses: Covering unique situations like catering or special promotions.

How to Apply for a Liquor License:

1. Determine Your License Type: Review the available license categories to identify which one fits your business.
2. Complete the Application: Visit our Liquor License Application Page to download the appropriate form or pick one up at City Hall.
3. Prepare Supporting Documents: This may include a copy of your state liquor license, business license, floor plan, or other required materials.
4. Submit Your Application: Deliver your completed application and supporting documents to the Finance Department, along with any applicable fees.
5. Approval Process: Applications are reviewed by the Finance Department, and in some cases, may require City Council approval.

Why Choose Kirkwood?

Our streamlined process, helpful resources, and dedicated team make it easy to get started with your liquor license. We work closely with local businesses to promote compliance while fostering a thriving and responsible hospitality sector in Kirkwood.

Additional Resources:

• Liquor License Applications and Forms: Click here to access all forms and instructions in one place.
• State Compliance Information: Ensure you meet all requirements under Missouri state law.

Need Help?

Our team is ready to assist you with your application or answer any questions you may have. Contact the Kirkwood Finance Department at 314-822-5843, or visit us on the main level of City Hall at 139 S Kirkwood Rd, 63122.

Click here to get started with your Liquor License application today.

Let us help you serve your community responsibly—because your success is at the heart of everything we do.

City Tax Rates: Transparency for Your Financial Planning

At the Kirkwood Finance Department, we understand that navigating tax rates is a critical part of planning for individuals, families, and businesses. That’s why we’re committed to providing clear, accurate, and accessible information about Kirkwood’s tax rates. Whether you’re budgeting for your household or planning for your business, we’re here to make understanding taxes simple and stress-free.

What Are City Tax Rates?

City tax rates are used to fund essential services and infrastructure that enhance the quality of life in Kirkwood. These include public safety, utilities, road maintenance, and community programs. Taxes are assessed on property, sales, utilities, and specific services within the City.

What You’ll Find Here:

• Sales Tax Rates:
  Kirkwood’s sales tax rate includes the base state tax, county taxes, and local taxes. Understanding the breakdown can help businesses charge the correct rates and help residents understand their contributions.

• Property Tax Rates:
  Learn how property taxes are calculated, including the assessed valuation process and where your property tax dollars go.

• Utility Tax Rates:
  Discover the specific rates applied to utilities like electricity, gas, water, and telecommunications services.

• Special District Taxes:
  If you operate or reside within a Special Business District (SBD) or other designated areas, additional tax rates may apply.

Why Understanding Tax Rates Matters:

• For Residents:
  Knowing where your tax dollars go helps you see the value in Kirkwood’s public services and ensures you’re prepared during tax season.

• For Businesses:
  Compliance with sales and utility tax requirements is crucial for running your business smoothly. Understanding your tax obligations ensures proper financial planning and avoids costly errors.

How to Access Tax Rate Information:

1. Explore Detailed Tax Tables:
   Visit our City Tax Rates webpage to view current rates for sales, property, and utilities.

2. Contact the Finance Department:
   Need clarification or additional details? Our knowledgeable team is here to answer your questions and help you understand the specifics.

3. Resources for Businesses:
   Access guides and FAQs specifically tailored to business owners for understanding sales and utility tax obligations.

Additional Resources:

• City of Kirkwood Tax Rate Breakdown: Access a detailed chart of all current tax rates in the City, including any applicable special district rates.
• Frequently Asked Questions: Learn about how tax rates are calculated, when taxes are due, and what services they fund.
• Helpful Tools for Businesses: Download resources to calculate sales tax or report utility taxes accurately.

Contact Us for More Information:

The Finance Department is here to help with all your tax rate inquiries. Call us at 314-822-5843, or visit us in person on the main level of City Hall at 139 S Kirkwood Rd, 63122.

Click here to view the current City Tax Rates.

By making tax rate information accessible and easy to understand, we aim to empower Kirkwood residents and businesses to make informed financial decisions that benefit our entire community.

We are committed to transparency and responsible financial management. Below, you’ll find key information about the City's budget process, adopted budgets, financial reports, and long-term financial planning.

Budget Adoption & Process

The City's budget is developed through a thorough and collaborative process to ensure responsible allocation of resources.

• Budget Development: Each July, department heads begin assembling their operating and capital budgets.
• Citizens' Finance Committee (CFC) Review: A draft budget is presented to the Citizens' Finance Committee, which meets on Mondays at 4:00 p.m. at City Hall from fall through January. The committee reviews the budget and makes recommendations to City Council. (Check the City Calendar for upcoming meetings.)

• City Council Review & Adoption:

  • January: A draft budget is presented at City Council Budget Work Session.  The budget is reviewed as needed at subsequent Work Sessions from January through March.
  • March: The final budget is officially adopted by City Council for the upcoming fiscal year.

Current & Previous City Budgets

📌 Adopted Budgets

• Draft City Budget for Fiscal Year 2026-2027 (3-5-2026)
• Draft City Budget for Fiscal Year 2026-2027 (2-12-2026)
• Draft City Budget for Fiscal Year 2026-2027 (2-5-2026)
• City Budget for Fiscal Year 2025-2026
• City Budget for Fiscal Year 2024-2025
• City Budget for Fiscal Year 2023-2024
• SBD Budget for Fiscal Year 2023-2024
• City Budget for Fiscal Year 2022-2023
• SBD Budget for Fiscal Year 2022-2023
• City Budget for Fiscal Year 2021-2022
• SBD Budget for Fiscal Year 2021-2022

For previous years’ City budgets, please contact the City Clerk at 314-822-5802.

Annual Financial Reports

📌 Latest Reports

• Annual Comprehensive Financial Report (ACFR) 2024-2025
• Single Audit Report 2024-2025

📌 Previous Financial Reports

• Annual Comprehensive Financial Report (ACFR) 2023-2024
• Single Audit Report 2023-2024
• Annual Comprehensive Financial Report 2022-2023
• Annual Comprehensive Financial Report 2021-2022
• Annual Comprehensive Financial Report 2020-2021

• All You Ever Wanted to Know About Government Accounting – A comprehensive guide to understanding municipal financial operations.
• City’s Long-Term Financial Plan – Learn about the City's financial goals and strategies for the future.

📌 Need older financial reports or budgets? Contact the City Clerk at 314-822-5802 for archived documents.

Contact Us: We’re Here to Help

We’re committed to providing clear, accessible, and personalized assistance to meet your needs. Whether you have a question about utility billing, business licenses, tax rates, or liquor licenses, our team is ready to help you find the answers you need—quickly and efficiently.

How to Reach Us:

• In Person:
  Visit us on the main level of City Hall at:
  139 S Kirkwood Rd, Kirkwood, MO 63122
  We’re here to assist you Monday through Friday, 8:00 AM to 5:00 PM.

• By Phone:
  Need Assistance? Call 314-822-5843 for questions about your utility bill, or reach our team at 314-984-6944 for business and liquor license inquiries. We're here to help!

• By Email:
  Send your inquiries to UtilityHelp@kirkwoodmo.org for utility billing questions or BusinessLicenses@kirkwoodmo.org for business and liquor licensing questions, and we’ll respond promptly.

What We Can Help You With:

• Assistance with Online Utility Billing registration, payments, and troubleshooting.
• Guidance on applying for or renewing Business Licenses and understanding fee schedules.
• Support with Liquor License applications, requirements, and renewals.
• Information about Kirkwood’s tax rates and payment processes.

Why Contact Us?

We know your time is valuable, so we strive to make reaching us simple and stress-free. Our team is here to provide clear answers, helpful resources, and actionable solutions—all designed to save you time and ensure your experience with the Finance Department is a positive one.

Need Help Outside of Business Hours?

If you’re reaching out after hours, our website offers self-service tools to address many common questions. You can:

• Pay your utility bill or register for online billing.
• Download business license applications and fee schedules.
• Access information about liquor license requirements and tax rates.

Your Success is Our Priority

At the Kirkwood Finance Department, we believe in creating a smooth and transparent experience for every resident and business in our community. Contact us today and let us help you take the next step with confidence!